Technical and Organizational Measures- A Primer
Technical measures are the technological controls used to protect personal data. On the other hand, organizational measures are the internal policies, governance frameworks, and cultural practices that ensure personal data is processed responsibly
Artificial Intelligence in Nigeria: Key Regulatory Considerations
A recent report by Google titled "Our Life With AI: From Innovation to Application" suggests that generative AI adoption in emerging markets is significantly higher than global averages. Within that context, we examine some regulatory touch points within the emerging...
Are U.S. Foreign SaaS Corporations Regulated by Nigeria?
We think that the African SaaS market is already significantly larger than commonly cited figures suggest. While some sources estimate it at around $3.5 billion in 2023, we believe this substantially understates actual consumption.
Online Safety Act: Age Verification and Data Reuse
The risk of reuse of age verification data is conceivable
Online Trust & Safety in Nigeria: An Overview
In Nigeria, the regulatory landscape surrounding online trust and safety is anchored primarily in the Code of Practice for Interactive Computer Service Platforms & Internet Intermediaries (the “Code”). This framework defines the rules that digital platforms must follow, with specific...
New Online Lending Regulations in Nigeria by FCCPC
The FCCPC is saying, if you are a digital lender and your business or partnerships do not meet certain minimum standards, we would not let you start the business or enter/continue that partnership agreement. If you have already commenced business,...
Trump’s 3.5% Tax on Remittances – Some Product Considerations
If President Trump’s proposal to impose a 3.5% excise tax on outbound remittances by non-citizens becomes law, remittance and money transfer companies operating in the cross-border payments space will need to significantly update their compliance strategies.
Data Protection or Data Privacy: What Does Section 37 Really Guarantee?
If we treat every breach of data protection obligations as a breach of constitutional rights, we risk (a) flooding the courts with claims that should be regulatory in nature
Should VC Funds be Regulated like Mutual Funds?
Delaware should be the bench mark and part of the goal should be to position Nigeria as a magnet for risk capital, attracting tech founders and fund managers.
Paystack and the Holding Funds Rule: Implications for a PSSP
We analyse the “holding funds” rule as it applies to a PSSP and what this means for the design and structure of fintech products
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